Excess Proceeds Attorney in Dayton, Ohio
Facing a foreclosure brings a lot of heartache to a family. However, the end of the sheriff's sale might actually bring some good news. If the winning bid on your house is higher than what you still owe the bank, that extra cash is legally yours to keep. The catch is that the local government won't just write you a check and send it to your new address.
To get your money, you need an excess proceeds attorney in Dayton, Ohio, who understands how the Montgomery County Court of Common Pleas operates. We step in to secure the recovery of your surplus funds, ensuring the county returns your equity rather than holding onto it indefinitely.
How MPC Law Helps You Recover Excess Proceeds in Dayton, OH
Pulling your money out of the county system requires following a very specific set of rules. The process is not user-friendly for everyday people. MPC Law takes on the confusing legal work so you can focus on your next chapter.
Initial Consultation
Our first step is having a straightforward conversation about your situation. Matt Curry explains your options clearly, without relying on dense legal jargon. We pull the recent auction records to see exactly how much money the court is holding in your name.
Thorough Case Evaluation
Before we hand any forms to the clerk, we review the title history of your property. We want to know if there are any old city fines or second mortgages floating around. Finding these early helps us protect your payout from collection agencies who might try to grab a share.
Filing Claims
Getting the court to release your cash means playing by their exact schedule. We prepare your petition and deliver it straight to the local clerk of courts. Doing this right the first time ensures the judge won't toss out your request over a simple formatting mistake.
Dispute Resolution
It is common for other companies to take a slice of your leftover money. When these fights happen, we are ready to push back. We challenge old liens and defend your rights so you can walk away with as much cash as possible.
Court Representation
Sometimes the local judge will request an in-person meeting before signing off on a large check. Matt Curry goes to court to advocate for you. You won't have to stand up there alone and try to answer complicated legal questions.
From the day we meet until the county cuts your check, our team handles the heavy lifting. We won't let local bureaucracy stop you from getting the financial boost you need to move forward.
Why Matt Curry Is Your Top Choice for Excess Proceeds Recovery
Picking the right excess proceeds attorney in Dayton can make a huge difference in how fast you get paid. Matt Curry focuses on these specific property claims, so your case gets the exact attention it needs.
With a strong background in Ohio real estate law, Matt Curry understands how post-foreclosure proceeds are supposed to be handled. He is well-versed in Montgomery County rules. This local know-how prevents the kinds of delays that often slow down out-of-town lawyers.
When you need to get back on your feet, actual results are what count. Matt Curry regularly helps former homeowners across the Miami Valley recover their money. He knows how to stop big banks from taking more than their fair share of the auction proceeds.
We believe in picking up the phone and keeping you updated. You shouldn't have to wonder if your case is moving forward. Matt Curry gives you straight answers and treats you with the respect you deserve during a difficult transition.
Getting your money out of the local court takes someone who knows the system. You can count on MPC Law to go after the funds you legally own.
Ready to take control of your financial future?
Areas We Serve
At MPC Law, we advocate for folks who have lost their property throughout the greater Dayton area. If your house was recently auctioned off in any of these nearby communities, we can help:
Don't let distance stop you from claiming what belongs to you. Reach out to discuss your case.
Claim the Money Owed to You Following a Dayton Foreclosure Sale
Leaving your hard-earned equity sitting in a government account adds insult to the injury of losing your home. You have a clear legal right to recover the leftover profit from your local real estate auction. Take action today by teaming up with an experienced Dayton excess proceeds attorney who genuinely understands the local courts.
Reach out to MPC Law now to schedule a completely confidential consultation. Matt Curry is ready to step in, deal with the municipal red tape, and block invalid creditor claims. Call our office today, and let us help put your money back where it belongs.
Frequently Asked Questions
Under Ohio Revised Code Section 2329.44, there is a specific timeline for claiming your funds before the clerk turns them over to the state's unclaimed money pile. While you have a grace period, waiting is risky. Other creditors often try to file their claims as soon as the sale is finalized. Hiring a local city excess proceeds lawyer quickly puts you at the front of the line and blocks debt buyers from taking your cash.
The local clerk of courts will mail a notice, but it will go to the address they have on file for the house that was just foreclosed on. Because of this, most people never see the letter. If you wait around for the Montgomery County Clerk of Courts to track you down at your new place, your money will sit there. You have to take the initiative.
No. Your original bank is only allowed to keep what you actually owed them, plus their approved court costs and any unpaid property taxes. A surplus occurs when the auction brings in more money than the total amount. However, secondary lenders like a credit card company that sued you, or a contractor with an old lien, can ask the judge for a piece. We check these claims to make sure no one is inflating what they are owed.
You are legally allowed to file the paperwork yourself, but dealing with the Court of Common Pleas on your own is tricky. A missed deadline or a failure to notify another creditor the right way can cause the judge to throw out your case. Plus, debt buyers often use aggressive lawyers to fight you for the money. Letting Matt Curry handle it ensures you comply with all local rules.
We know that losing a home can leave you in a tight financial spot. That is why MPC Law takes these cases on a contingency fee basis. You don't have to pay any upfront fees or hourly rates. We only take a set percentage after we actually get your money back from the local court. If the judge doesn't release your funds, you owe us nothing.
