Foreclosure proceedings can be a frightening and overwhelming experience. And it’s natural to feel a wave of panic and uncertainty the moment you receive a foreclosure summons and complaint. However, one thing is certain: ignoring the foreclosure case is not the answer.

Turn Your Defense into a Good Offense

When you respond to a foreclosure summons and complaint you put yourself in the best position to present defenses and gain leverage for settlement.  Defenses could include challenging the validity of the foreclosure, challenging the lenders compliance with conditions precedent to foreclosure, violations of Federal or State laws, and failure to comply with civil and local rules of court.  Beyond specific factual or procedural defenses, even general defenses in an answer will build-time into the foreclosure timeline, thereby putting Plaintiff on the defense and allowing you to take some control over the process.