Understanding Your Rights and Options Amid Rising Foreclosure Activity
Foreclosure activity is increasing—but knowing your options can make all the difference. According to ATTOM’s Mid-Year 2025 foreclosure repo...
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MPC LAW specializes in foreclosure defense, collection defense, and tenant rights. Our team is here to provide clients with clarity and confidence in handling various cases.
If you are facing foreclosure, it is essential to act immediately. Contacting a foreclosure defense attorney early in the process can help you explore options like foreclosure mediation, loan modification, or defense strategies that will help you keep your home. At MPC Law, we have you covered!
The timeline for foreclosure defense may vary depending on your case, the lender, the state, and the court. Having an attorney involved may help extend this timeline, allowing more options to be pursued.
Yes, when you file for bankruptcy, the foreclosure proceedings will be stopped temporarily as the court imposes a “stay” status. If you want to keep your home, a Chapter 13 bankruptcy is an option as it allows you to catch up on your payments through a 3–5-year repayment plan.
Debt collectors can sue to recover and claim what they claim is owed. If a lawsuit is served, contact a reliable collection defense lawyer immediately for help in responding properly and exploring the best options for defense.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot harass, abuse, or oppress you using defamatory language. They also should not contact you while you are in the workplace or call you during the wee hours.
We offer flat-fee billing at MPC LAW, meaning you pay a set price for foreclosure and collection defense services. This gives you a clear understanding of upfront costs without worrying about confusing hourly rates.
The answer is yes. A foreclosure or a debt settlement can significantly affect your credit score. The drop will depend on many factors. Working with a dependable lawyer helps minimize long-term effects and explore options like negotiated repayment plans or loan modification.
Qualification for defense depends on factors like your financial situation, any unfair lending practices, and your goals. We offer free consultations to evaluate your case and recommend the best course of action.
If paying the debt is not feasible, there may be alternatives such as negotiating for a significantly reduced amount, a manageable payment plan, or sometimes debt forgiveness. We can help assess your options and recommend the proper solution.
